What is Critical Illness Cover?
Critical illness is a life-threatening condition, which is generally strictly defined. Most critical illness policies provide for the payment of a lump sum benefit if the policyholder is diagnosed as suffering from one of a number of specified terminal illnesses.
The diagnosis of the critical illnesses (that are listed in the contract), things like cancer, coronary artery bypass surgery, heart attack and stroke will result in a claim. Depending on the policy selected, up to a dozen other conditions may also be covered. This is a complex level of cover and we believe it is imperative that you get qualified advice because the criteria from all providers will vary.
Reasons to choose Critical Illness Cover
In the event of a policy holder suffering from a critical illness it is likely to result in a short or even long-term period whereby the policyholder is unable to work or maintain the income required to continue their lifestyle. A Critical Illness Cover policy will provide a lump sum which allows you to continue with your lifestyle. It will also allow you to make changes to your home if necessary, as a result of your illness.
It could provide you with the means to enjoy your life should a serious illness be encountered. Simply put it takes the financial stress away from becoming seriously ill.
Why Choose us?
Our initial consultation is FREE
Impartial advice on Life Insurance from our team of qualified independent brokers
We have access to all the products on the market – not just those from one or two providers
Cornerstone is registered with and regulated by the Financial Conduct Authority
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